996 articles on "credit"

Credit Card Traps: How To Spot Them On The Spot!

Credit Card Traps: How To Spot Them On The Spot! by: Andre Vas They arrive in your mail - a conspicuous looking mail piece from some "official looking" bank claiming that you have been Pre-Approved for a Mastercard or VISA credit card. Of course...

Business And Finance  business finance credit bank money want
Beware Of Bad Credit Payday Loans

Beware Of Bad Credit Payday Loans by: Jeff Schuman Could bad credit payday loans be the answer consumers with low bank accounts have been looking for? Is there any harm in using these services? Aren't they better than using credit cards or ...

Business And Finance  business finance loan credit cost loans
Finding a Home Loan with Bad Credit

Finding a Home Loan with Bad Credit  by: Jay Moncliff Finding a home loan that is affordable when you have bed credit can seem nearly impossible and can be very frustrating. However, there are lenders out there who will approve your home loan re...

Business And Finance  business finance loan credit down
Half Empty Becomes Half Full

Hello again. How are you holding up? I welcome all your comments and feedback and trust my words each week are helpful in such a tumultuous time. To be honest, it can get very lonely in my seat. Not only do I speak through cyberspace with no indica...

Government  government people credit money rally
How to Avoid Credit Card Late Fees

How to Avoid Credit Card Late Fees by: Daryl Flagg Everyone hates late fees and being late will cost you dearly these days. For some credit cards today, if you are late, you will have to shell out as much as $40 each time. This can put a nice si...

Business And Finance  business finance payment credit card time
How to Get 'Triple A' Credit in 25 Days.

How to Get 'Triple A' Credit in 25 Days. by: Omar M. Omar Good credit is everyone's dream. A wise use of credit can go a long way. It certainly makes certain goals in life (like acquiring business loan from bank) easily attainable...

Business And Finance  business finance credit loan bank will
Reducing Debt Before It's Too Late ... How To Avoid The Pitfalls Of Creeping Debt

Reducing Debt Before It's Too Late... How To Avoid The Pitfalls Of Creeping Debt by: Deb Seeber Reducing debt usually isn't a high priority for people until they have already gotten into trouble with overspending. Using a few basic gui...

Business And Finance  business finance debt credit ratio financial just
Want to Buy a Home What is your debt to income ratio

Every time you apply for a credit or a loan, the lender must determine your debt to income ratio. This measures what percentage of your gross monthly income (everything before taxes are deducted) that goes towards paying off your debts. The debt to ...

Business And Finance  business finance debt income ratio credit will
Credit Card Dirty Tricks

There are many of us that have been badly stung by credit card companies that have charged exorbitant fees to use their credit cards. Several years ago an APR of 25% to 29% was common place which in simple terms means that if you borrow £1,000 ...

Business And Finance  business finance card credit companies money
Credit Card Debt – Watch Your Credit Report and Your Bill

Credit Card Debt – Watch Your Credit Report and Your Bill by: Charlie Essmeier Most consumers are aware of the importance of their credit report. This document, offered to consumers and lenders by the three major credit bureaus, offers a fairl...

Business And Finance  business finance credit card interest rate companies