458 articles on "debt"

Taking The Plunge Into Bankruptcy

Bankruptcy is one of the most difficult things a person has to do. The decision to file bankruptcy is a hard one. Is it moral to wipe your slate clean through bankruptcy? Is there any way for you to avoid bankruptcy? While everyone has their own opin...

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Is Debt Consolidation a Good Idea

With more Americans dealing with more debt, debt consolidation looks like a better way out.. So, is debt consolidation a good idea? If you consider debt consolidation as a solution, there are things you should know about. First of all, consolidat...

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Use Caution When Entering Into Debt-Consolidation Loan

To the person drowning in debt, a debt-consolidation loan looks a lot like a lifesaver. But agreeing to such a loan without understanding it completely could be a serious mistake. Here's the way it's supposed to work: You pay off all your s...

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Credit Counseling Or Bankruptcy: Which Is Best For You?

Credit Counseling Or Bankruptcy: Which Is Best For You? by: Max Hunter People often get to a place where they simply can’t pay their bills, especially in today’s economy which is not particularly sympathetic toward the poor or even the middl...

Business And Finance  business finance bankruptcy services debt counseling
Know Your Debt Consolidation Options

Know Your Debt Consolidation Options by: Nathan Dawson Nobody likes being in debt or the additional stress it adds to their life. Additionally, most individuals have some form of debt that is weighing heavily on them and they simply want to get ...

Family  family debt consolidation loan services credit
The Debt Collection Industry and the Games they Play

The debt collection industry is known for profiting tremendously from individuals who are struggling to pay their debt. They make use of the reality that a lot of consumers have no idea of their rights concerning the collection of a debt. If you are...

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Non Profit Credit Counseling Can Help You Deal with Your Debt

Non profit credit counseling is most effective for those that have temporary financial difficulties such as medical problems, a recent divorce, or a job loss. Counselors assist you setting up a budget plan, negotiating a lower interest rate with your...

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Your Guidelines in Credit and Debt Management

Credit and debt management can be your first step in avoiding problems with debt in general. If you have mismanaged your debt, you will be needing debt counseling, which could lead to the need for debt consolidation loans or debt settlement services....

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If I file for Bankruptcy will my student loans get discharged

So are student loans able to be discharged? In short, probably not. Student loan debts are nondischargeable in Chapter 7 Bankruptcy cases unless paying the debt would cause the debtor "undue hardship." This basic rule also applies to Chapter 13 Bank...

Business And Finance  business finance student loan loans debtor hardship
Cost of Debt-How Much Are You Really Paying?

Cost of debt can be measured in either before or after-tax returns; however, because interest expense is deductible, the after-tax cost is seen in most cases. It is the effective rate that a company pays on its current debt. This is one part of the c...

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