458 articles on "debt"

There Are Two Types Of Personal Bankruptcy, What Are They?

There Are Two Types Of Personal Bankruptcy, What Are They? by: Matt Clarkson There are two different types of personal bankruptcy that an individual can file, Chapter 7 & Chapter 13. Chapter 7 allows you to disburse of most or all of your debts ...

Business And Finance  business finance bankruptcy chapter credit file debts personal
It's Time for a Budget Surplus Again

A showdown is looming in Washington. And it's all about debt. Just to put this into perspective, our national debt stands at about $14 trillion. According to the national debt clock on brilling.com, the debt is $14,107,455,627,940.78, and the e...

Government  government deficit debt congress fiscal year national
Managing Your Finances During a Crisis

All tsunamis, hurricanes and medical atrocities aside, there’s more to crisis proofing deadly and financial catastrophes. In the realm of protecting one’s family from the devastation of financial dire straits, a simple plan starts with a budget. ...

Business And Finance  business finance financial debt loan loans crisis
The 5 Secrets to Getting Out of Debt Fast

The 5 Secrets to Getting Out of Debt Fast by: Rob Sallay As they stare down at a teetering pile of bills, so many consumers wonder how they racked up such a large debt. The answer boils down to simple mathematics. “On a basic, fundamental leve...

Business And Finance  business finance financial says spending debt income professional
How Non-Profit Debt Consolidation Companies Can Save You Money

A non-profit debt consolidation service may be a worthy option if you are looking into significantly reducing your debt-load. If you find yourself knee-deep in financial bondage with no clear plan of escape, this is the one for you. If you are avoidi...

Business And Finance  business finance debt consolidation profit creditors service
Reduce Your Debt

Introduction Debt is something that most of us will experience at some point in our lives. Whether it’s a student loan, credit card debt, or a car loan, it can be difficult to manage and can cause stress and anxiety. However, there are ways to redu...

Business And Finance  business finance debt loans consolidation loan payments debts monthly
Bad Debt Can Really Harm Your Credit History

Bad Debt Can Really Harm Your Credit History by: Jakob Jelling While most people use the phrase "bad debt" to refer to a lot of debt, or just owing a lot of money, this phrase actually has a very specific use when it comes to financial issues. B...

Business And Finance  business finance debt money credit debts
Why Are So Many Americans Financially Dumb

Yeah, we are a nation of financial dummies. 1. Look at all the worthless get-rich schemes on the Net and TV. These ads exist BECAUSE people are buying.2. Watch the confused look on the cashier’s face when you hand over extra coins AFTER the regist...

Business And Finance  business finance financial kids teaching rising debt reasons
Top 10 Reasons you need Consumer Credit Counseling

Consumer credit is at an all-time high. We have more debt than ever before. And even with all the credit repair gurus and programs, we have our credit cards maxed and dont know what to do. Consumer credit counseling is a real option... do your homewo...

Legal  legal credit consumer counseling debt repair cards
Worried About Debts?

Worried About Debts?  by: John Mussi Having trouble paying your bills? Getting dunning notices from creditors? Are your accounts being turned over to debt collectors? Are you worried about losing your home or your car? You're not alone. Man...

Business And Finance  business finance debt consolidation loans loan payments monthly debts